Helping Clients Prevent or Deal With Wage Garnishment

Creditors will go to great lengths to see that debts are repaid. One way through which they may seek repayment of debts is to initiate a garnishment. Once a wage garnishment has been ordered, it occurs automatically, leaving you with few options for dealing with the situation. Employers are informed of the garnishment in order for the wages to be taken, so many individuals may experience some embarrassment as their debts become known.

If your wages are being garnished or you are facing the potential garnishment of your paycheck, take immediate action. At the Law Office of Ronald D. Cummings in Joliet and Will County, Illinois, we understand the anxiety and concerns that accompany the notice of a potential wage garnishment or the actual act of the garnishment. We are a knowledgeable firm that can explain how the garnishment works and help you understand how we may prevent it from happening or remedy the situation.

Garnishment Notification

A garnishment does not just happen overnight. An individual who owes money on a car loan, credit card debt or other debts is notified that he or she is being sued by a creditor or multiple creditors. If you do nothing about the lawsuit, ignoring it or just tossing it aside, a default judgment will be ordered. This allows the creditor to have your wages garnished in order to gain payment on the debt.

If you have received a notice that you are being sued in order for a debt to be repaid, take steps toward preventing a default judgment from being entered against you and garnishment from being granted. The earlier you become involved in seeking a solution to your problems, the better off you will be. A lawyer at our office can assess your situation and determine the best way in which to proceed. In many cases, this may mean filing for Chapter 7 or Chapter 13 bankruptcy to stop the collection actions against you. However, this is not always the case. We make determinations on a case-by-case basis.

Debt does not get better with age. If you do not take action, debt will only get worse. Take control of your debt before it gets to the point at which your wages may be garnished.

Free Bankruptcy Consultations ~ (815) 729-9212

You do not have to deal with wage garnishment alone. Call us TODAY for a free consultation with a bankruptcy attorney at our law firm.

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.